Wage Garnishment

San Antonio Wage Garnishment Attorney:

If you owe back taxes, child support, alimony or federal student loans, in order to repay these debts your employer may be required by court order to hold back a certain amount of your paycheck. This also means that your employer will be made aware of your personal financial situation, which is often a cause of embarrassment. Additionally, assets may be seized from your bank accounts. There are viable solutions available, however. By filing a Chapter 7 or Chapter 13 bankruptcy petition, an automatic stay order will have the effect of halting further creditor lawsuit and property seizures. Additionally, further bank account levies will also be prevented. The highly qualified, knowledgeable and caring attorneys at Fears Nachawati can help you with all aspects related to your bankruptcy. In fact, a free, no-obligation, confidential case review is available simply by calling 866-259-3002.

Wage Garnishment in Texas:

Texas and federal law permit wage garnishment for the following debts:

  • Back taxes that are due are subject to garnishment by the U.S. government – and a court order is not required.
  • Child support in Texas is strict. If you are late in your child support payments, the parent that is owed the money can obtain a wage garnishment order from the court.
  • A huge part of your disposable income – up to 50% – may be garnished by the court to pay for alimony, child support and other support obligations.
  • Student loans – if you have outstanding federal student loans, an administrative garnishment may be ordered – without the necessity of a court judgment.

What Are Disposable Earnings in Texas?

  • Money that remains after taxes and other employer deductions are considered disposable earnings. This means that the few dollars that you have remaining after all deductions (health, hospitalization, disability insurance, etc.) may be garnished.

What Options Are Available to You for Wage Garnishment?

  • A Chapter 7 or Chapter 13 bankruptcy petition may be a viable option for you.
  • Upon filing your bankruptcy petition, an automatic stay is issued and this will prevent pending garnishment actions.
  • This will give you the relief you need to proceed in your life and financial affairs.

Obtain a Free Case Review With The San Antonio Bankruptcy Firm of Fears Nachawati:

There are perfectly legal and legitimate solutions available to help you overcome insurmountable debt. The bankruptcy attorneys at Fears Nachawati offer a complimentary and confidential case evaluation – with no obligation. You will have the opportunity to discuss your case and to review the options that are available to you. To schedule your free case review, call Fears Nachawati, Attorneys and Counselors at Law, in their San Antonio office at 866-259-3002. There is absolutely no cost for this free evaluation.