Dallas Wage Garnishment Attorneys
Garnishment and Bankruptcy Laws in Texas
Wage garnishment for consumer debt is generally forbidden in Texas. However, Texas state law allows for a worker’s wages to be garnished for spousal maintenance or child support obligations and federal law permits the garnishment of a workers wages for IRS tax levies and student loans.
Bank Levies and Asset Seizures
Although wage garnishment by creditors is generally not allowed in Texas, a judgment creditor can file a Request for a Writ of Garnishment to seize assets from your bank account. This is known by various names, such as “a bank account levy,” “account garnishment,” or “attachment.”
If a creditor is attempting to seize your assets, please call a Consumer Law or Bankruptcy Attorney at Fears Nachawati Law Firm as soon as possible at to ask about your legal rights and remedies.
Wage Garnishment for Child Support Obligations, Tax Arrears and Student Loans
If your wages are being garnished for spousal or child support, tax debts or student loans, a Chapter 7 bankruptcy may be a viable option to reduce your debt load. Once your debts for credit cards, medical expenses, unpaid back rent and other forms of unsecured debt are eliminated in a Chapter 7 debt discharge, you will have more money at your disposal to pay your domestic support obligations, taxes and educational loans.
Certain tax debts cannot be discharged in bankruptcy. However, priority tax debts can be paid in full over the life of a 3 to 5 year Chapter 13 payment plan. Since both tax and bankruptcy laws are complex, please ask one of our knowledgeable attorneys to assess your situation during a free case analysis to determine if your tax debts fall into the “priority debt” category and if bankruptcy is a good option for you.
Putting a Halt to Lawsuits and Levies by Filing for Bankruptcy
By filing a Chapter 7 or Chapter 13 bankruptcy Petition, you can put a halt to creditor lawsuits, property seizures or bank account levies through an Automatic Stay Order issued by the bankruptcy Court. For more information, please call Fears Nachawati Law Firm to request a free case analysis. Our telephone number is . We have evening appointments.