Wage Garnishment

Austin Wage Garnishment Attorney:

Wage garnishment can make a difficult financial situation far worse. Wage garnishment occurs when a portion of your income is required by court order to be deducted from your paycheck or earnings. Your employer will be instructed to deduct a specific weekly, bi-weekly or monthly amount from your paycheck and to send it to the designated creditor. Wages may be garnished for past due alimony, child support, taxes and student loans. Although there are certain limits as to how much can be deducted from your paycheck, this can quickly add up, leaving you with very little for yourself. Fortunately, there are options available to you, including a Chapter 7 or Chapter 13 bankruptcy filing. To find out more about your options, the bankruptcy attorneys at the Austin office of Fears Nachawati offer a completely free, no obligation case evaluation, available by calling 866-259-3002.

Wage Garnishment in Texas is Permitted for Specific Debts:

Although wage garnishment is allowed only for certain debts, the garnished amount and percentage of your paycheck may come to a substantial dollar figure – even though there are specific limits as to how much money can be garnished. Wage garnishment is permitted in the following circumstances:

  • Child support – if you owe child support, your child’s mother or father already has an automatic income order. However, if you are unable to pay that money out of your paycheck, or if there was not enough in the paycheck to cover the ordered amount, s/he may request and obtain a judgment for child support for the amount that is due.
  • Alimony – your income may be garnished if you owe spousal support.
  • Back taxes – if you owe taxes, your wages can be garnished by the Internal Revenue Service until all debts are paid.
  • Student loans – unpaid federal student loans may be garnished by the Dept. of Education.

Writ of Garnishment:

  • In addition to garnishing your wages, under certain circumstances a creditor who has a judgment against you may obtain a court ordered Writ of Garnishment.
  • A pre-judgment Writ of Garnishment will have the effect of freezing funds and assets belonging to the debtor.
  • The Writ of Garnishment may attach to various assets of the debtor, including, but not limited to, bank account funds, stocks and bonds, certificates of deposit, court awards and other assets.

Contact an Austin Wage Garnishment Attorney for a Free Case Review:

Fears Nachawati is a Texas bankruptcy law firm that cares about their clients and helps to free them from their overwhelming financial circumstances by offering sound and practical bankruptcy options. Fears Nachawati offers a complimentary case evaluation. At this case review your Fears Nachawati bankruptcy attorney will listen carefully to you and then assess your situation, offering you viable bankruptcy options. Call 866-259-3002 to schedule your appointment.