Stopping Creditor Harassment

Austin Stop Creditor Harassment Attorney:

If you owe money to a creditor and have not made any payments lately, it is quite likely that you already have been or will be contacted by an aggressive collection agent. These bill collectors actively seek payments from you because they earn a percentage of whatever they get you to pay. Bill collectors often resort to tactics that are designed to terrify you into paying them. They frequently threaten debtors with lawsuits, judgments and wage garnishments. They may lie and claim they can have you thrown in jail. They will call at all hours of the day and night. They’ll hound you with letters, emails and even visits to your home or workplace. If you are being harassed by creditors, options are available to you. The Fears Nachawati Law Firm offers a completely free case evaluation to discuss your creditor harassment situation and to apprise you of your available legal options.

The Quickest and Most Effective Way to Stop Creditor Harassment – The Automatic Stay:

When a debtor files for bankruptcy, the automatic stay instantly goes into effect. The automatic stay is a bankruptcy court order that requires creditors to halt all collection attempts. This means:

  • Once the automatic stay is issued, creditors may not call, email, send you letters or otherwise contact you.
  • Once the automatic stay goes into effect, creditors must stop threatening you
  • The automatic stay halts lawsuits that might have already been in progress.
  • The automatic stay will have the effect of releasing garnishments.
  • In short, filing for bankruptcy is one method to prevent creditors from harassing you.
  • There are many other positive benefits to filing for bankruptcy – ask your attorney.

Contact an Austin Creditor Harassment Attorney for a Free Case Review:

If you are being harassed by creditors, you have the legal right to put an end to this abuse. Filing for bankruptcy is just one method to halt creditor harassment. Fears Nachawati is a highly respected Texas bankruptcy law firm with offices in Austin, Dallas, Fort Worth, San Antonio and Houston. They offer a complimentary case review to those who are experiencing creditor harassment, as well as to individuals who are seeking a viable means to eradicate debt and move forward in life. There is no fee for this confidential case review. It is your choice whether you wish to proceed and act on the advice of your experienced Fears Nachawati bankruptcy lawyer. To schedule your free in-person or telephone consultation, call the Austin Fears Nachawati Law Office at 866-259-3002.