Alternatives to Bankruptcy

Dallas Fort Worth Bankruptcy & Foreclosure Attorneys

Finding Debt Relief Solutions to Fit Your Needs: Bankruptcy Alternatives

Each client who comes into our office is unique, with specific financial concerns and different legal needs. The Dallas bankruptcy attorneys at Fears Nachawati Law Firm know that bankruptcy is not for everyone. That is why we invite you to come into the office for a free case evaluation. Together we can help you come up with a plan to reduce your debt.

If we find that bankruptcy is not for you, we can present alternatives such as Loan Modification to help you keep your home, or other solutions to improve your income-to-debt ratio.

Negotiating With Your Loan Company

Our Dallas foreclosure attorneys are skillful negotiators and upon request, will look into the process of renegotiating the terms of your present loan with your bank.

We have seasoned consumer law and bankruptcy attorneys who can advocate on your behalf with a lender or creditor to reduce your monthly payments or your total bill. We can assist you if your creditor has brought a lawsuit against you for an unpaid debt and is asking a Judge to garnish your bank account.

Or law firm can help you with the following types of debt relief:

Ideas to Help You Reduce Debt

Here are several ideas to help you reduce your debt load, on your own:

  • Portion out a part of your salary each month to pay off one credit card at a time
  • Send a certified letter to a debt collector to outline the terms under which you can repay your debt. If you are ever sued in Court, you have evidence to present to the Judge
  • Enroll in a Debt Management Plan (DMP) through a non-profit Certified Credit Counseling Agency

A savvy Dallas Fort Worth bankruptcy attorney at Fears Nachawati Law Firm can help you renegotiate a home loan or discuss alternatives to bankruptcy. Call our law firm toll free at to explore your debt relief options. We have affordable payment plans to accommodate your budget.

“Thank you! You have taken so much pressure off of me! I feel better about where I am headed financially. Not to mention the relief from the people calling and popping up on my job! Thank you Mrs. Jacqueline!”


— Mesquite, TX